/* ============================================================
   ERISA-Bonds.com — Shared Pillar Stylesheet
   Used by all subpages. Mirrors the homepage's dark midnight
   palette and editorial typography.
   ============================================================ */


:root{
  --ink:#0a1628;--ink-deep:#060e1a;--ink-soft:#152238;
  --ink-line:rgba(232,230,224,.12);--ink-line-strong:rgba(232,230,224,.22);
  --paper:#e8e6e0;--paper-mute:rgba(232,230,224,.7);--paper-faint:rgba(232,230,224,.55);
  --accent:#c9a661;--accent-bright:#d9b772;
  --warn:#c97a4f;
  --serif:'Fraunces','Source Serif Pro',Georgia,serif;
  --sans:'Inter','Helvetica Neue',sans-serif;
  --mono:'JetBrains Mono','Courier New',monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  background:var(--ink);color:var(--paper);
  font-family:var(--sans);font-size:16px;line-height:1.7;font-weight:400;
  -webkit-font-smoothing:antialiased;
  background-image:radial-gradient(ellipse at 15% 0%,rgba(201,166,97,.06) 0%,transparent 55%);
}

/* === TOP STRIP + HEADER === */
.strip{border-bottom:1px solid var(--ink-line);padding:10px 0;font-size:12px;background:var(--ink-deep);color:var(--paper-mute)}
.strip-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.strip-meta{display:flex;gap:28px;font-family:var(--mono);font-size:10.5px;text-transform:uppercase;letter-spacing:.18em}
.strip-meta span::before{content:"";display:inline-block;width:5px;height:5px;background:var(--accent);border-radius:50%;margin-right:8px;transform:translateY(-1px)}
.strip a{color:var(--accent-bright);text-decoration:none}

.site-header{background:rgba(10,22,40,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--ink-line);padding:18px 0;position:sticky;top:0;z-index:100}
.header-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:flex;align-items:center;justify-content:space-between;gap:40px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--paper)}
.brand-logo-clip{height:38px;width:80px;overflow:hidden;display:block;flex-shrink:0}
.brand-logo{height:38px;width:auto;display:block;filter:brightness(0) invert(1);opacity:.95;max-width:none}
.brand-divider{width:1px;height:32px;background:var(--ink-line-strong)}
.brand-text{font-family:var(--serif);font-weight:700;font-size:19px;letter-spacing:-.015em;line-height:1;color:var(--paper)}
.brand-text small{display:block;font-family:var(--mono);font-size:9px;font-weight:400;letter-spacing:.18em;text-transform:uppercase;color:var(--paper-faint);margin-top:5px}
nav ul{list-style:none;display:flex;gap:32px}
nav a{color:var(--paper-mute);text-decoration:none;font-size:13.5px;font-weight:400;padding:6px 0;transition:color .15s}
nav a:hover{color:var(--accent-bright)}
.cta-btn{background:var(--accent);color:var(--ink);padding:11px 22px;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;border:1px solid var(--accent);border-radius:6px;transition:all .2s}
.cta-btn:hover{background:transparent;color:var(--accent-bright);border-color:var(--accent-bright)}

/* === BREADCRUMB === */
.breadcrumb{max-width:1320px;margin:0 auto;padding:28px 40px;font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--paper-faint)}
.breadcrumb a{color:var(--paper-faint);text-decoration:none}
.breadcrumb a:hover{color:var(--accent-bright)}
.breadcrumb span{color:var(--accent-bright);margin:0 12px}

/* === ARTICLE HEAD === */
.article-head{max-width:1320px;margin:0 auto;padding:48px 40px 70px;border-bottom:1px solid var(--ink-line)}
.article-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:28px;display:flex;align-items:center;gap:14px}
.article-eyebrow::before{content:"";width:48px;height:1px;background:var(--accent)}
h1{font-family:var(--serif);font-weight:500;font-size:clamp(46px,5.2vw,76px);line-height:1.0;letter-spacing:-.025em;color:var(--paper);margin-bottom:32px;max-width:1100px}
h1 em{font-style:italic;color:var(--accent-bright);font-weight:400}
.deck{font-family:var(--serif);font-size:23px;line-height:1.5;color:var(--paper-mute);font-weight:400;max-width:780px;margin-bottom:36px;font-style:italic}
.byline{display:flex;gap:36px;flex-wrap:wrap;font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--paper-faint)}
.byline strong{color:var(--paper);font-weight:500}

/* === TL;DR === */
.tldr-block{max-width:1320px;margin:48px auto;padding:0 40px}
.tldr-card{background:var(--ink-deep);color:var(--paper);padding:48px 56px;display:grid;grid-template-columns:240px 1fr;gap:48px;align-items:start;position:relative;border:1px solid var(--ink-line)}
.tldr-card::before{content:"";position:absolute;top:0;left:0;width:100%;height:2px;background:var(--accent)}
.tldr-tag{font-family:var(--mono);font-size:11px;letter-spacing:.26em;text-transform:uppercase;color:var(--accent-bright)}
.tldr-tag span{display:block;color:var(--paper-faint);font-size:10px;margin-top:6px;letter-spacing:.16em}
.tldr-text p{font-family:var(--serif);font-size:20px;line-height:1.55;font-weight:400;color:var(--paper)}
.tldr-text p+p{margin-top:14px}
.tldr-text strong{color:var(--accent-bright);font-weight:500}
.tldr-bullets{margin-top:22px;list-style:none;display:grid;gap:8px}
.tldr-bullets li{padding-left:24px;position:relative;font-size:15.5px;color:var(--paper-mute);line-height:1.55;font-weight:300}
.tldr-bullets li::before{content:"→";position:absolute;left:0;color:var(--accent);font-weight:400}

/* === ARTICLE LAYOUT === */
.article{max-width:1320px;margin:0 auto;padding:60px 40px;display:grid;grid-template-columns:240px 1fr;gap:80px;align-items:start}
.toc-aside{position:sticky;top:120px;font-family:var(--mono);font-size:13px}
.toc-aside-label{font-size:10px;letter-spacing:.26em;text-transform:uppercase;color:var(--paper-faint);margin-bottom:20px;padding-bottom:14px;border-bottom:1px solid var(--ink-line)}
.toc-aside ol{list-style:none;counter-reset:toc}
.toc-aside li{counter-increment:toc;border-bottom:1px solid var(--ink-line);padding:14px 0}
.toc-aside li:last-child{border-bottom:none}
.toc-aside a{color:var(--paper-mute);text-decoration:none;display:flex;gap:12px;font-size:13px;line-height:1.45;transition:color .15s}
.toc-aside a::before{content:counter(toc,decimal-leading-zero);color:var(--accent-bright);font-weight:500;min-width:24px;letter-spacing:.1em}
.toc-aside a:hover{color:var(--accent-bright)}

/* === ARTICLE BODY === */
.article-body{max-width:780px}
.article-body h2{font-family:var(--serif);font-size:40px;font-weight:500;line-height:1.05;letter-spacing:-.022em;color:var(--paper);margin:64px 0 24px;padding-top:32px;border-top:1px solid var(--ink-line)}
.article-body h2:first-of-type{border-top:none;padding-top:0;margin-top:0}
.article-body h2 em{font-style:italic;color:var(--accent-bright);font-weight:400}
.article-body h3{font-family:var(--serif);font-size:24px;font-weight:500;line-height:1.25;letter-spacing:-.012em;margin:40px 0 16px;color:var(--paper)}
.article-body h4{font-family:var(--mono);font-size:13px;font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-bright);margin:32px 0 12px}
.article-body p{margin-bottom:20px;color:var(--paper-mute);font-size:17px;line-height:1.78;font-weight:300}
.article-body p strong{color:var(--paper);font-weight:500}
.article-body p:first-of-type::first-letter{font-family:var(--serif);font-size:72px;font-weight:500;float:left;line-height:.85;margin:8px 14px 0 0;color:var(--accent-bright)}
.article-body a{color:var(--accent-bright);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px;text-decoration-color:rgba(201,166,97,.4)}
.article-body a:hover{color:var(--paper);text-decoration-color:var(--paper)}

/* === DEFINITION LIST === */
.article-body dl.def{background:var(--ink-deep);padding:32px 36px;margin:32px 0;border:1px solid var(--ink-line);border-left:2px solid var(--accent)}
.article-body dl.def dt{font-family:var(--serif);font-weight:600;font-size:19px;color:var(--paper);margin-bottom:6px;letter-spacing:-.005em}
.article-body dl.def dt::before{content:"§ ";color:var(--accent-bright);font-weight:400}
.article-body dl.def dd{margin-bottom:20px;font-size:15px;line-height:1.65;color:var(--paper-mute);font-weight:300}
.article-body dl.def dd:last-child{margin-bottom:0}

/* === BLOCKQUOTE === */
.article-body blockquote{border-left:2px solid var(--accent);padding:12px 0 12px 28px;margin:36px 0;font-family:var(--serif);font-style:italic;font-size:23px;line-height:1.45;color:var(--paper);font-weight:400}
.article-body blockquote cite{display:block;margin-top:14px;font-style:normal;font-family:var(--mono);font-size:11px;letter-spacing:.16em;color:var(--paper-faint);text-transform:uppercase}

/* === LISTS === */
.article-body ul,.article-body ol{margin:16px 0 24px 24px;color:var(--paper-mute)}
.article-body li{margin-bottom:9px;font-size:17px;line-height:1.7;font-weight:300}
.article-body ul li::marker{color:var(--accent-bright)}
.article-body ol li::marker{color:var(--accent-bright);font-family:var(--mono);font-weight:500}

/* === TABLE === */
.article-body table{width:100%;border-collapse:collapse;margin:32px 0;font-size:14.5px;border:1px solid var(--ink-line)}
.article-body table th{background:var(--ink-deep);color:var(--accent-bright);text-align:left;padding:14px 18px;font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:500;border-bottom:1px solid var(--ink-line)}
.article-body table td{padding:18px;border-bottom:1px solid var(--ink-line);color:var(--paper-mute);vertical-align:top;font-weight:300}
.article-body table tr:last-child td{border-bottom:none}
.article-body table td strong{color:var(--paper);font-family:var(--serif);font-size:16.5px;font-weight:500}

/* === CALLOUT === */
.callout{border:1px solid var(--ink-line);background:var(--ink-deep);padding:32px 36px;margin:32px 0;position:relative}
.callout::before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:var(--accent)}
.callout-label{font-family:var(--mono);font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:12px;font-weight:500}
.callout h4{margin:0 0 12px!important;color:var(--paper);font-family:var(--serif);font-size:21px;font-weight:500;text-transform:none;letter-spacing:-.005em}
.callout p:last-child{margin-bottom:0}

/* === STEPS === */
.steps{counter-reset:step;list-style:none;margin:32px 0!important;padding-left:0!important}
.steps li{counter-increment:step;padding:24px 0 24px 80px;border-bottom:1px solid var(--ink-line);position:relative;list-style:none;color:var(--paper-mute);font-size:16.5px;line-height:1.7;font-weight:300}
.steps li:last-child{border-bottom:none}
.steps li::before{content:counter(step,decimal-leading-zero);position:absolute;left:0;top:24px;font-family:var(--serif);font-size:34px;font-weight:500;color:var(--accent-bright);line-height:1}
.steps li strong{display:block;font-family:var(--serif);font-size:20px;font-weight:500;color:var(--paper);margin-bottom:8px;letter-spacing:-.005em}

/* === RELATED === */
.related{max-width:1320px;margin:0 auto;padding:90px 40px;border-top:1px solid var(--ink-line)}
.related h2{font-family:var(--serif);font-size:42px;font-weight:500;letter-spacing:-.02em;margin-bottom:40px;color:var(--paper)}
.related h2 em{font-style:italic;color:var(--accent-bright);font-weight:400}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.related-card{background:var(--ink-deep);border:1px solid var(--ink-line);padding:30px;text-decoration:none;color:var(--paper);transition:border-color .2s,transform .2s;display:block}
.related-card:hover{border-color:var(--accent);transform:translateY(-2px)}
.related-tag{font-family:var(--mono);font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:14px}
.related-card h3{font-family:var(--serif);font-size:20px;font-weight:500;line-height:1.3;margin-bottom:14px;color:var(--paper)}
.related-card p{font-size:13.5px;color:var(--paper-faint);line-height:1.6;font-weight:300}

/* === CTA BANNER === */
.cta-banner{background:var(--ink-deep);padding:90px 40px;margin-top:0;text-align:center;border-top:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line)}
.cta-banner-inner{max-width:880px;margin:0 auto}
.cta-banner h2{font-family:var(--serif);font-size:48px;font-weight:500;line-height:1.1;letter-spacing:-.025em;margin-bottom:20px;color:var(--paper)}
.cta-banner h2 em{font-style:italic;color:var(--accent-bright);font-weight:400}
.cta-banner p{font-size:18px;color:var(--paper-mute);margin-bottom:36px;max-width:640px;margin-left:auto;margin-right:auto;font-weight:300}
.cta-banner .actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.btn-primary{background:var(--accent);color:var(--ink);padding:16px 30px;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;border:1px solid var(--accent);border-radius:6px;display:inline-flex;align-items:center;gap:10px}
.btn-primary:hover{background:var(--accent-bright);border-color:var(--accent-bright)}
.btn-secondary{background:transparent;color:var(--paper);padding:16px 30px;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;text-decoration:none;border:1px solid var(--ink-line-strong);border-radius:6px}
.btn-secondary:hover{border-color:var(--accent);color:var(--accent-bright)}

/* === FOOTER === */
footer{background:var(--ink-deep);padding:70px 0 40px;border-top:1px solid var(--ink-line)}
.footer-inner{max-width:1320px;margin:0 auto;padding:0 40px;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:60px}
.footer-col h5{font-family:var(--mono);font-size:10.5px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent-bright);margin-bottom:22px;font-weight:500}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:11px}
.footer-col a{color:var(--paper-mute);text-decoration:none;font-size:13.5px;font-weight:300}
.footer-col a:hover{color:var(--accent-bright)}
.footer-brand p{color:var(--paper-faint);font-size:13.5px;line-height:1.65;margin-top:18px;max-width:380px;font-weight:300}
.footer-brand .brand-logo{height:32px;filter:brightness(0) invert(1);opacity:.9}
.footer-bottom{max-width:1320px;margin:48px auto 0;padding:24px 40px 0;border-top:1px solid var(--ink-line);display:flex;justify-content:space-between;flex-wrap:wrap;gap:16px;font-size:11px;font-family:var(--mono);color:var(--paper-faint);letter-spacing:.06em;text-transform:uppercase}

@media (max-width:980px){
  nav ul{display:none}
  .strip-meta{display:none}
  .header-inner,.tldr-block,.article,.related,.cta-banner,.footer-inner,.footer-bottom,.breadcrumb,.article-head,.strip-inner{padding-left:24px;padding-right:24px}
  .article{grid-template-columns:1fr;gap:32px}
  .toc-aside{position:static;border:1px solid var(--ink-line);padding:24px;background:var(--ink-deep)}
  .tldr-card{grid-template-columns:1fr;gap:24px;padding:30px}
  .related-grid{grid-template-columns:1fr}
  .footer-inner{grid-template-columns:1fr 1fr;gap:36px}
  h1{font-size:42px}
}

/* === GRID OPTIONS (some pages use a 2-col grid for compare blocks) === */
.split-2col{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin:32px 0}
@media (max-width:980px){.split-2col{grid-template-columns:1fr}}

/* === VERIFY BANNER (case law pages) === */
.verify-banner{background:#7a3a1a;color:#fff5e6;padding:14px 24px;text-align:center;font-family:var(--mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:500}
.verify-banner strong{color:#ffd494}

/* === SOCIAL MEDIA ROW (footer) === */
.footer-social{
  max-width:1320px;margin:48px auto 0;padding:32px 40px 0;
  border-top:1px solid var(--ink-line);
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:18px;
}
.footer-social-label{
  font-family:var(--mono);font-size:10.5px;letter-spacing:.22em;
  text-transform:uppercase;color:var(--accent-bright);font-weight:500;
}
.social-icons{display:flex;gap:14px;align-items:center}
.social-icon{
  width:36px;height:36px;
  display:flex;align-items:center;justify-content:center;
  background:transparent;border:1px solid var(--ink-line-strong);
  border-radius:50%;color:var(--paper-mute);
  text-decoration:none;transition:all .2s;
}
.social-icon:hover{
  background:var(--accent);border-color:var(--accent);color:var(--ink);
  transform:translateY(-2px);
}
.social-icon svg{width:16px;height:16px;display:block}
@media (max-width:780px){
  .footer-social{padding-left:24px;padding-right:24px;flex-direction:column;text-align:center}
}